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Today’s low interest rates make this an especially good time for small business owners to consider applying for a loan to grow or expand their business. Before you do, take a moment to ask yourself these questions: 1. Have you developed and maintained an ongoing business relationship with your banker? To effectively serve customers, bankers need to . . . → Read More: Small Business Loan Tips With housing prices and mortgage interest rates at record lows, now is a good time to explore buying a home. Preparation is the key to navigating today’s market. Consider these tips to help your household prepare for buying a home: • Review your finances. A thorough analysis of your financial situation is central to the decision to . . . → Read More: Tips Every Homebuyer Should Know Cybercriminals can target small businesses to transfer funds from accounts and steal private information, a fraud referred to as “corporate account takeover.” Criminals use spoofed emails, malicious software and online social networks to obtain login credentials to businesses’ accounts, which they then use to make illicit transactions. “Small businesses are a growing target for account takeover,” said . . . → Read More: Tips for Small Business: How to Combat Fraud Convenience is the driving factor in the rise of mobile banking. It opens the doors to consumer choice and access to banking options. But, as mobile devices, like smart phones and tablets, become more popular, hackers are finding savvy ways to steal information. Be cautious when using mobile devices to do their banking. Take a common . . . → Read More: Safe and Convenient Mobile Banking Tips Are you considering buying a home for the first time? Right now is a very exciting time for people to buy a home for the first time. Interest rates are still at an all-time low, housing is super affordable and the process can be smooth for people with good credit. With National Homeownership Month coming up . . . → Read More: First Time Buying a Home? Tips to Consider It’s tax season and criminals are seizing the opportunity for scams. Don’t become the next victim. Scammers leverage every means at their disposal to separate you from your money, your identity, or anything else of value they can get. They may offer seemingly legitimate “tax services” designed to steal your identity and your tax refund, . . . → Read More: Tax Time is Crime Time As your bank, we take information security very seriously. Take a few moments to remind yourself to stay safe when browsing the internet. Many of these are simple reminders. 1. Think twice before you click. “We’re not quite sure when we started, but we know we’ve been there since the beginning.” That’s a familiar sentiment from the employees of Iowa State Bank’s Relay for Life team, the Pink Ribbon Crusaders. Some of our team members have worked for the bank since the Relay started in Kossuth County. Today, many are still . . . → Read More: Pink Since the Beginning The income tax filing season has begun and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process. 1. Create a system for organizing tax documents . . . → Read More: 10 Timely Tax Time Tips When it comes to banking, today’s consumer has a lot of choices. That wasn’t the case in 1928 when Iowa State Bank opened at 25 E. State Street in Algona. The first news of the opening of the Iowa State Bank in the local newspaper indicated that three banks had previously failed in Algona and for . . . → Read More: Algona Bank Helps People Succeed for 85 Years |
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