Trick or Treat…or Should We Say Trick or Threat?

October is not only National Cyber Security Awareness Month, it’s also the time to celebrate Halloween, bringing to mind scary things that are merely figments of our imagination. In the digital world, however, there are many scary things that aren’t figments of our imagination — things we should in fact be worried about.

The threats in cyberspace . . . → Read More: Trick or Treat…or Should We Say Trick or Threat?

Iowa State Bank is Top Iowa Workplace 3 Years Running

Top Iowa Workplace

Proud to be a Top Iowa Workplace – 3 years in a row!

For the third consecutive year Iowa State Bank has been selected as one of Iowa’s Top Workplaces as announced in the Des Moines Sunday Register on Sunday, September 21, according to bank president . . . → Read More: Iowa State Bank is Top Iowa Workplace 3 Years Running

6 Tips to Save for a Down Payment

Before transitioning from renter to home owner, consumers must typically save between 5 and 20 percent of the home’s value for the down payment. Prepare for one of the first steps in the home buying process – saving for a down payment with these tips:

• Develop a budget and timeline. Start by determining how much . . . → Read More: 6 Tips to Save for a Down Payment

Rent or Buy? 5 Questions to Ask First

Before pursuing a rental or homeownership opportunity, consider the following questions:
• How much money have you saved ?
Start with an evaluation of your financial health. Figure out how much money you have for a down payment or deposit on a rental. Down payments are typically 5 to 20 percent of the price of the home. Security deposits . . . → Read More: Rent or Buy? 5 Questions to Ask First

Wartick Named Senior Vice President & Chief Credit Officer

Jason Wartick

Jason Wartick, Sr. VP & Chief Credit Officer

The board of directors of Iowa State Bank has named Jason Wartick as Senior Vice President & Chief Credit Officer for Iowa State Bank.

With twenty years of lending experience, Wartick has served customers of Iowa State Bank as . . . → Read More: Wartick Named Senior Vice President & Chief Credit Officer

College Assignment #1: Create a Budget

Heading off to college represents a number of firsts. For many students, it’s the first time they are in direct control of their money.

Putting together a budget requires time and effort. Iowa State Bank offers the following steps to create a budget:
• Be a Spending Sleuth. Track every penny you spend for a month. Keep receipts . . . → Read More: College Assignment #1: Create a Budget

10th Annual School Supply Drive for CWL a Success

2014 CWL School Supply DriveArea residents worked together with Iowa State Bank to present CWL Schools with the supplies needed for a successful school year. CWL Schools high school secretary Allyson Thompson received the cash donations and school materials for the 2014– 2015 school year presented by . . . → Read More: 10th Annual School Supply Drive for CWL a Success

School Supply Drive Gives Kids the “Write” Start at Ruthven-Ayrshire

2014 R/A School Supply DriveThanks to the generosity of area residents and Iowa State Bank, kids in the Ruthven-Ayrshire Schools will start the school year with the right supplies for a successful school year.

Larry Conlon of Iowa State Bank presented the school materials for the 2014– 2015 . . . → Read More: School Supply Drive Gives Kids the “Write” Start at Ruthven-Ayrshire

What are chip-enabled EMV® payment cards?

Plastic. The credit card world is full of plastic and always changing. The latest plastic card, the EMV payment card, will soon be introduced into the United States. The EMV card is widely accepted in European countries and is commonly referred to as a chip card. The . . . → Read More: What are chip-enabled EMV® payment cards?

Teaching Kids to Save is as Easy as 1-2-3

Parents are a child’s first teacher. Teaching kids about the power of saving money is just another lesson that parents can help their children learn at an early age. Just like riding a tricycle or driving a car, money-management lessons differ at various ages:
• Kids Ages 4 & 5:
As your child prepares for school, add a piggy . . . → Read More: Teaching Kids to Save is as Easy as 1-2-3