New Year’s Resolutions — For Your Wallet!

As you’re considering your New Year’s resolutions for 2014, don’t forget to think about your money. The New Year is a great time to assess your finances, gain control and stick to a new budget or saving plan. Taking control of your personal finances will allow you to save and prepare for unexpected expenses. Here are . . . → Read More: New Year’s Resolutions — For Your Wallet!

IRS Warns of Tax-Time Scams

It’s true: tax scams proliferate during the income tax filing season. This year’s season opens on Jan. 31. The IRS provides the following scam warnings so you can protect yourself and avoid becoming a victim of these crimes:

• Be vigilant of any unexpected communication purportedly from the IRS at the start of tax season.
• Don’t fall for phone . . . → Read More: IRS Warns of Tax-Time Scams

When News Breaks, Be Aware of Scams

Attackers like to use real world events when they can. Public interests can help them determine what people are more likely to click on, making their attacks more successful. Here are a few ways the news can be used against you:

• Phishing . . . → Read More: When News Breaks, Be Aware of Scams

Protect Your Physical Wallet

As consumers spend time online protecting their identity, now is a good time to look at how you store personal information in and around your home. Local bankers urge you to protect your physical wallet with these tips:
1. Safeguard your identity in physical locations. Secure your valuables – electronic devices, purses, wallets, etc. Do not leave . . . → Read More: Protect Your Physical Wallet

What Makes a Good Password?

Choosing a good password is one of the first steps in protecting yourself online. Consider the following tips when creating a good password:

• Private: it is used and known by one person only;
• Secret: it does not appear in clear text in any file or program or on a piece of paper;
• Easily remembered: so there . . . → Read More: What Makes a Good Password?

Got a Charity that’s Near & Dear?

Consider using Qualified Charitable Distributions to benefit you and your favorite non-profit

Qualified Charitable Distributions (QCDs) from your IRA account are authorized for 2013 as long as they are made by December 31, 2013. Local charities and other non-profit organizations benefit when qualifying individuals make QCDs. The individual benefits, too. A QCD is a tax-free distribution and . . . → Read More: Got a Charity that’s Near & Dear?

Tips Every Homebuyer Should Know

With housing prices and mortgage interest rates at record lows, now is a good time to explore buying a home. Preparation is the key to navigating today’s market. Consider these tips to help your household prepare for buying a home:

• Review your finances. A thorough analysis of your financial situation is central to the decision to . . . → Read More: Tips Every Homebuyer Should Know

Tax Time is Crime Time

It’s tax season and criminals are seizing the opportunity for scams. Don’t become the next victim.

Scammers leverage every means at their disposal to separate you from your money, your identity, or anything else of value they can get. They may offer seemingly legitimate “tax services” designed to steal your identity and your tax refund, . . . → Read More: Tax Time is Crime Time

Safe Surfing

As your bank, we take information security very seriously. Take a few moments to remind yourself to stay safe when browsing the internet. Many of these are simple reminders.

1. Think twice before you click.
Just like links in Phishing emails, links on websites or in search engine results are opening a website or document. If that website . . . → Read More: Safe Surfing

10 Timely Tax Time Tips

The income tax filing season has begun and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process.

1. Create a system for organizing tax documents . . . → Read More: 10 Timely Tax Time Tips