Dos and Don’ts of Credit

DO

DO know the power of credit. Lenders look at your credit history as an indication of your future financial behavior. By using credit wisely, you can build a good credit history — which may make it easier to get loans with low interest rates, rent an apartment, or purchase a car or home.

DO read the . . . → Read More: Dos and Don’ts of Credit

Clean Out Your Financial Records

With another spring cleaning season mostly behind us, maybe you cleaned out a few closets or even made some extra cash through a garage sale. But did you take the opportunity to clean out your financial records? Before your paper shredder goes to work, check this list from Iowa Jump$tart on how long to keep financial . . . → Read More: Clean Out Your Financial Records

Mobile Apps: How to Use them Safely

The use of mobile applications (apps) is increasing in parallel with the increased use in mobile devices. According to Gartner, “Worldwide mobile application store revenue is projected to surpass $15.1 billion in 2011…and by 2014 over 185 billion applications will have downloaded from mobile app stores.” The continued growth of mobile apps requires a spotlight on . . . → Read More: Mobile Apps: How to Use them Safely

Spring Clean Your Finances

It’s official. Spring has arrived. During your annual spring cleaning crusade, it’s more than just your closets and windows that need attention. Spring is also the perfect time to clean and organize your finances. Here are some ways to get started:

Clear the clutter. Consider investing in a financial organization system, such as alphabetized file folders. Also . . . → Read More: Spring Clean Your Finances

America Saves Week: 10 Tips to Save Money When Budgets are Tight

This week is America Saves Week, an annual event sponsored by the Consumer Federation of America to encourage saving, debt reduction and wealth building. Use the following tips inspired by the America Saves Week website to save money when budgets are tight.

To find small savings that add up to big savings over time, keep a careful . . . → Read More: America Saves Week: 10 Tips to Save Money When Budgets are Tight

Safeguarding Your Personal Data

Computers and the Internet have become an important part of our daily life, enabling a wide range of services to home users such as communicating with friends and family, shopping, paying bills, storing personal photos and music. This convenience and inter-connectivity does not come without risk. Potential threats include viruses that could erase your entire system . . . → Read More: Safeguarding Your Personal Data

5 Tips to Minimize the Damage of a Lost or Stolen Wallet

There aren’t too many things worse than the panicked feeling of a missing wallet or purse — especially when you’re not sure if it’s just misplaced or if it could be in the hands of a criminal. Follow these tips to help minimize the damage of a lost or stolen wallet and to give you peace . . . → Read More: 5 Tips to Minimize the Damage of a Lost or Stolen Wallet

The Paper Trail Ends: Over the Counter Sales of Savings Bonds Ends in 2011

The U.S. Department of the Treasury will end over-the-counter sales of paper savings bonds on December 31, 2011, including sales through financial institutions and applications mailed directly to the Federal Reserve Bank by customers. This move is expected to save taxpayers an estimated $70 million over the next five years.

Although paper bonds are being discontinued, electronic Series . . . → Read More: The Paper Trail Ends: Over the Counter Sales of Savings Bonds Ends in 2011

Online Safety Tips for National Cyber Security Awareness Month

October marks the eighth annual National Cyber Security Awareness Month, a national public awareness campaign that encourages consumers to protect their computers and personal information. The campaign is sponsored by the Department of Homeland Security in cooperation with the National Cyber Security Alliance (NCSA) and the Multi-State Information Sharing and Analysis Center.

Every Internet user has a . . . → Read More: Online Safety Tips for National Cyber Security Awareness Month

Safe Online Banking

Online banking makes managing money convenient for millions of American households. With a few clicks of a mouse, customers can check deposits and pay bills, saving time and giving them more control over their finances.

Banks use a combination of safeguards to protect your information, such as a employee training, strict privacy policies, rigorous security standards, encryption . . . → Read More: Safe Online Banking