Tips to Create a Budget

America Saves Week, an annual event sponsored by the Consumer Federation of America, is Feb. 24 to March 1. In these tough economic times, it is more important than ever for families to develop a budget and stick to it. Rainy-day funds, savings for college or just making your rent payment can all be made easier . . . → Read More: Tips to Create a Budget

Mobile Banking: Safety First

As mobile banking continues to exceed online users, it’s more important than ever for customers to use mobile banking safely. Convenience is the driving factor in the rise of mobile banking. It opens the doors to consumer choice and access to banking options. But, as mobile devices such as smartphones and iPads become more popular, . . . → Read More: Mobile Banking: Safety First

Ten Timely Tax Time Tips

The income tax filing season has begun, and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process.

1. Create a system for organizing tax documents . . . → Read More: Ten Timely Tax Time Tips

New Year’s Resolutions — For Your Wallet!

As you’re considering your New Year’s resolutions for 2014, don’t forget to think about your money. The New Year is a great time to assess your finances, gain control and stick to a new budget or saving plan. Taking control of your personal finances will allow you to save and prepare for unexpected expenses. Here are . . . → Read More: New Year’s Resolutions — For Your Wallet!

IRS Warns of Tax-Time Scams

It’s true: tax scams proliferate during the income tax filing season. This year’s season opens on Jan. 31. The IRS provides the following scam warnings so you can protect yourself and avoid becoming a victim of these crimes:

• Be vigilant of any unexpected communication purportedly from the IRS at the start of tax season.
• Don’t fall for phone . . . → Read More: IRS Warns of Tax-Time Scams

Got a Charity that’s Near & Dear?

Consider using Qualified Charitable Distributions to benefit you and your favorite non-profit

Qualified Charitable Distributions (QCDs) from your IRA account are authorized for 2013 as long as they are made by December 31, 2013. Local charities and other non-profit organizations benefit when qualifying individuals make QCDs. The individual benefits, too. A QCD is a tax-free distribution and . . . → Read More: Got a Charity that’s Near & Dear?

Small Business Loan Tips

Today’s low interest rates make this an especially good time for small business owners to consider applying for a loan to grow or expand their business.

Before you do, take a moment to ask yourself these questions:

1. Have you developed and maintained an ongoing business relationship with your banker? To effectively serve customers, bankers need to . . . → Read More: Small Business Loan Tips

Tips Every Homebuyer Should Know

With housing prices and mortgage interest rates at record lows, now is a good time to explore buying a home. Preparation is the key to navigating today’s market. Consider these tips to help your household prepare for buying a home:

• Review your finances. A thorough analysis of your financial situation is central to the decision to . . . → Read More: Tips Every Homebuyer Should Know

First Time Buying a Home? Tips to Consider

Are you considering buying a home for the first time? Right now is a very exciting time for people to buy a home for the first time. Interest rates are still at an all-time low, housing is super affordable and the process can be smooth for people with good credit. With National Homeownership Month coming up . . . → Read More: First Time Buying a Home? Tips to Consider

Tax Time is Crime Time

It’s tax season and criminals are seizing the opportunity for scams. Don’t become the next victim.

Scammers leverage every means at their disposal to separate you from your money, your identity, or anything else of value they can get. They may offer seemingly legitimate “tax services” designed to steal your identity and your tax refund, . . . → Read More: Tax Time is Crime Time