Tax Time is Crime Time

It’s tax season and criminals are seizing the opportunity for scams. Don’t become the next victim.

Scammers leverage every means at their disposal to separate you from your money, your identity, or anything else of value they can get. They may offer seemingly legitimate “tax services” designed to steal your identity and your tax refund, . . . → Read More: Tax Time is Crime Time

10 Timely Tax Time Tips

The income tax filing season has begun and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process.

1. Create a system for organizing tax documents . . . → Read More: 10 Timely Tax Time Tips

All You Need is LOVE — and Financial Intimacy

It’s the season of love, but before couples taking the next step in their relationship, they should shape their financial plan. Taking the next step in your relationship is not only a marriage of hearts but also a marriage of finances.

An important component of any romantic relationship is a solid financial footing. Use the following tips . . . → Read More: All You Need is LOVE — and Financial Intimacy

Save an extra $1,000 this year

The start of a new year is a great time to evaluate how your finances and make a savings plan. If your bank account isn’t where you’d like it to be, read on to find out how save an extra $1,000 this year.

As of February 1, there are 334 days left in 2013. A little math . . . → Read More: Save an extra $1,000 this year

Tips for Happier Holiday Shopping

‘Tis the season for holiday shopping, and whether you plan to make your purchases at a local retailer, at a shopping mall or online, taking a few precautions can save you time, money and stress down the road. Follow these tips from the Iowa Attorney General’s office to help you have a safe and happy holiday . . . → Read More: Tips for Happier Holiday Shopping

How to Avoid a Holiday Hangover

With consumer sentiment the highest it’s been since the recession, shoppers are expected to open their wallets a bit wider this year. Will holiday spending leave shoppers in the red? Not if they plan wisely and use some common sense tips. Simple planning can make the season more care-free and enjoyable when you know you’re in . . . → Read More: How to Avoid a Holiday Hangover

Take Advantage of the Low-Interest Rate Environment

With interest rates at record lows, you face a number of choices for managing your money. Whether you want to save, spend or invest, consider your options and choose the strategies that best suit your particular financial circumstances. Here are five tips for low-interest-rate periods:

1. Consolidate debt. With interest rates at historic lows, it makes sense . . . → Read More: Take Advantage of the Low-Interest Rate Environment

Dos and Don’ts of Credit

DO

DO know the power of credit. Lenders look at your credit history as an indication of your future financial behavior. By using credit wisely, you can build a good credit history — which may make it easier to get loans with low interest rates, rent an apartment, or purchase a car or home.

DO read the . . . → Read More: Dos and Don’ts of Credit

Don’t Get Phished

Internet “phishing” scams are one of the fastest-growing frauds today. Phishing expeditions can range from an elaborate website with fake graphics and logos to a simple text email offering a great mortgage rate. Both are designed for one purpose: to collect email recipients’ personal financial details, such as credit card numbers, bank account usernames and passwords.

By . . . → Read More: Don’t Get Phished

Summer Money Lessons for Kids

There’s never been a better time to talk to your kids about money. Before the summer comes to an end and your children gear up to return to school, take time to share some financial insight. The best financial lessons are part of everyday experiences. Look for opportunities to talk about money, read books aloud and . . . → Read More: Summer Money Lessons for Kids