Small Business Loan Tips

Today’s low interest rates make this an especially good time for small business owners to consider applying for a loan to grow or expand their business.

Before you do, take a moment to ask yourself these questions:

1. Have you developed and maintained an ongoing business relationship with your banker? To effectively serve customers, bankers need to . . . → Read More: Small Business Loan Tips

Tips Every Homebuyer Should Know

With housing prices and mortgage interest rates at record lows, now is a good time to explore buying a home. Preparation is the key to navigating today’s market. Consider these tips to help your household prepare for buying a home:

• Review your finances. A thorough analysis of your financial situation is central to the decision to . . . → Read More: Tips Every Homebuyer Should Know

First Time Buying a Home? Tips to Consider

Are you considering buying a home for the first time? Right now is a very exciting time for people to buy a home for the first time. Interest rates are still at an all-time low, housing is super affordable and the process can be smooth for people with good credit. With National Homeownership Month coming up . . . → Read More: First Time Buying a Home? Tips to Consider

Tax Time is Crime Time

It’s tax season and criminals are seizing the opportunity for scams. Don’t become the next victim.

Scammers leverage every means at their disposal to separate you from your money, your identity, or anything else of value they can get. They may offer seemingly legitimate “tax services” designed to steal your identity and your tax refund, . . . → Read More: Tax Time is Crime Time

10 Timely Tax Time Tips

The income tax filing season has begun and important tax documents should be arriving in your mailbox. Although your return is not due until April 15, you can make tax time easier on yourself with an early start. Here are 10 tips to help ensure a smooth tax-filing process.

1. Create a system for organizing tax documents . . . → Read More: 10 Timely Tax Time Tips

All You Need is LOVE — and Financial Intimacy

It’s the season of love, but before couples taking the next step in their relationship, they should shape their financial plan. Taking the next step in your relationship is not only a marriage of hearts but also a marriage of finances.

An important component of any romantic relationship is a solid financial footing. Use the following tips . . . → Read More: All You Need is LOVE — and Financial Intimacy

Save an extra $1,000 this year

The start of a new year is a great time to evaluate how your finances and make a savings plan. If your bank account isn’t where you’d like it to be, read on to find out how save an extra $1,000 this year.

As of February 1, there are 334 days left in 2013. A little math . . . → Read More: Save an extra $1,000 this year

Tips for Happier Holiday Shopping

‘Tis the season for holiday shopping, and whether you plan to make your purchases at a local retailer, at a shopping mall or online, taking a few precautions can save you time, money and stress down the road. Follow these tips from the Iowa Attorney General’s office to help you have a safe and happy holiday . . . → Read More: Tips for Happier Holiday Shopping

How to Avoid a Holiday Hangover

With consumer sentiment the highest it’s been since the recession, shoppers are expected to open their wallets a bit wider this year. Will holiday spending leave shoppers in the red? Not if they plan wisely and use some common sense tips. Simple planning can make the season more care-free and enjoyable when you know you’re in . . . → Read More: How to Avoid a Holiday Hangover

Take Advantage of the Low-Interest Rate Environment

With interest rates at record lows, you face a number of choices for managing your money. Whether you want to save, spend or invest, consider your options and choose the strategies that best suit your particular financial circumstances. Here are five tips for low-interest-rate periods:

1. Consolidate debt. With interest rates at historic lows, it makes sense . . . → Read More: Take Advantage of the Low-Interest Rate Environment