How to Avoid a Holiday Hangover

With consumer sentiment the highest it’s been since the recession, shoppers are expected to open their wallets a bit wider this year. Will holiday spending leave shoppers in the red? Not if they plan wisely and use some common sense tips. Simple planning can make the season more care-free and enjoyable when you know you’re in . . . → Read More: How to Avoid a Holiday Hangover

Dos and Don’ts of Credit

DO

DO know the power of credit. Lenders look at your credit history as an indication of your future financial behavior. By using credit wisely, you can build a good credit history — which may make it easier to get loans with low interest rates, rent an apartment, or purchase a car or home.

DO read the . . . → Read More: Dos and Don’ts of Credit

End Summer by Starting a Money Lesson

There’s never been a better time to talk to your kids about money. Before the summer comes to an end and your children gear up to return to school, take time to share some financial insight. The best financial lessons are part of everyday experiences. Look for opportunities to talk about money, read books aloud and . . . → Read More: End Summer by Starting a Money Lesson

Eighth Annual School Supply Drive a Success!

Area residents worked together to present CWL Schools with the supplies needed for a successful school year. CWL Schools Principal James Rotert received the cash donations and school materials for the 2012-2013 school year presented by Corinna Hefty. The bank donated $250 and collected an additional $183 in cash donations along with two large boxes full . . . → Read More: Eighth Annual School Supply Drive a Success!

Affordable & Family-Friendly Summer Fun

Summer passes quickly, and perhaps your children are already running out of things to do. The good news is summer fun doesn’t have to cost a fortune, and often the simplest things are the most enjoyable. Here are some ideas for your family to consider this summer.

Look for local events. From concerts to festivals, there . . . → Read More: Affordable & Family-Friendly Summer Fun

Twelve Secrets of Financial Power

Most of us don’t make one big financial decision that makes us successful. Instead, everyday decisions on spending put us on a path to succeed or fail. Follow these 12 steps form Iowa Jump$tart to get on the path to success.

1. Make a budget and be frugal.
2. Find money to invest; even small amounts add up.
3. . . . → Read More: Twelve Secrets of Financial Power

Five Money Tips for the Graduate

Graduation season is here, and whether you’re graduating from high school or college, there has never been a better time to prepare for your financial future. To get the class of 2012 started on the right foot, here are five tips every graduate should consider.

1.  Save now.  As you prepare to enter college or the workforce, . . . → Read More: Five Money Tips for the Graduate

Plan Your Summer Vacation on a Budget

As the weather continues to get warmer and the days grow longer, many people are beginning to plan their summer vacations. Consider these tips for ways to get the most vacation for your buck.

As you plan…

Budget, budget, budget. No matter your plans, begin your vacation wtih a realistic budget. Be as detailed as possible and include items . . . → Read More: Plan Your Summer Vacation on a Budget

Teach Children to Save Day Tips

Today, April 24, is Teach Children to Save Day, a component of the national Teach Children to Save campaign that aims to raise awareness about the important roles that banks and bankers play in helping young people develop lifelong savings habits. So far, it’s reached more than 5 million young people with the help of more . . . → Read More: Teach Children to Save Day Tips

Teach Children of All Ages to Save

Teach Kids to Save this Spring

Give your kids a colorful future. Teach them about the power of saving money.

On March 28, Gov. Branstad signed a proclamation declaring April 2012 Financial Literacy Awareness Month. Additionally, April 24 is . . . → Read More: Teach Children of All Ages to Save