According to a recent National Retail Federation survey, this year more Americans plan to save — not spend — their tax refunds than any year in the survey’s nine-year history. The survey found 43.8 percent of those expecting refunds will stash some of their cash in savings, up from 42.1 percent last year. If you’re fortunate . . . → Read More: Put Your Tax Return to Work for You
As you’re considering your New Year’s resolutions for 2012, don’t forget to think about your money. The New Year is a great time to assess your finances, gain control and stick to a new budget or saving plan. Taking control of your personal finances will allow you to save and prepare for unexpected expenses. Here are . . . → Read More: Make a New Year’s Resolution for Your Finances
Help kids of all ages be financially successful. Start with the piggy bank and grow…
It’s easy to get focused on spending rather than saving and investing during the holiday season. However, some of the best gifts you can give children and young . . . → Read More: Give the Gift of Future Financial Success
The U.S. Department of the Treasury will end over-the-counter sales of paper savings bonds on December 31, 2011, including sales through financial institutions and applications mailed directly to the Federal Reserve Bank by customers. This move is expected to save taxpayers an estimated $70 million over the next five years.
Although paper bonds are being discontinued, electronic Series . . . → Read More: The Paper Trail Ends: Over the Counter Sales of Savings Bonds Ends in 2011
Gift cards are a great solution for those people on your holiday list for whom you don’t know what to buy. With gift cards, on size fits all, and the recipients can get exactly what they want. But before you buy a stack of gift cards, consider these tips from the Federal Trade Commission to make . . . → Read More: Tips for Buying, Giving & Using Gift Cards