How to Avoid a Holiday Hangover

With consumer sentiment the highest it’s been since the recession, shoppers are expected to open their wallets a bit wider this year. Will holiday spending leave shoppers in the red? Not if they plan wisely and use some common sense tips. Simple planning can make the season more care-free and enjoyable when you know you’re in . . . → Read More: How to Avoid a Holiday Hangover

Combat Cyber Fraud

Learn how to protect your small business, yourself, your family and your devices with these tips.

Small Business Owners
Cybercriminals are increasingly targeting small businesses to transfer funds from accounts and steal private information, a fraud referred to as “corporate account takeover.” Criminals use spoofed emails, malicious software and online social networks to obtain login credentials . . . → Read More: Combat Cyber Fraud

Bank Adds Chief Credit Officer

Iowa State Bank of Algona is pleased to announce that Tom Van Overbeke has joined the bank as chief credit officer. Van Overbeke brings over thirty years of banking experience in the areas of lending, trust, retail and operations.

Tom has a long history of community banking experience ranging from Iowa banks in Carroll, Pocahontas and Webster . . . → Read More: Bank Adds Chief Credit Officer

Geelan Joins Bank

Matt Geelan has joined the Ruthven office of Iowa State Bank as a new lender for consumer lending including personal, auto and real estate loans. He is a Palo Alto County native, and has a bachelor’s degree in Elementary Education from Briar Cliff University. Matt was previously a teacher in Emmetsburg where he coached freshmen . . . → Read More: Geelan Joins Bank

Bank Welcomes New Ag Lenders

Iowa State Bank President Tom Larson welcomes Bobby Geesman and Levi Trauger as new agricultural lenders in Algona as the bank expands its lending staff to better serve farm customers.

Geesman hails from Alden, Minnesota, and recently graduated from South Dakota State University. He grew up on the family farm and has worked as a swine technician . . . → Read More: Bank Welcomes New Ag Lenders

Take Advantage of the Low-Interest Rate Environment

With interest rates at record lows, you face a number of choices for managing your money. Whether you want to save, spend or invest, consider your options and choose the strategies that best suit your particular financial circumstances. Here are five tips for low-interest-rate periods:

1. Consolidate debt. With interest rates at historic lows, it makes sense . . . → Read More: Take Advantage of the Low-Interest Rate Environment

Eighth Annual Shop for a Cure Event October 11

The public is invited to the 8th Annual Shop for a Cure scheduled for Thursday, October 11 from 5:30 p.m. until 8:00 p.m. at the Iowa State Bank on Call Street in Algona. This year’s event features thirteen vendors, a bake sale and a door prize drawing for a gift valued at $200. Vendors will . . . → Read More: Eighth Annual Shop for a Cure Event October 11

Iowa State Bank Named Top Workplace

Iowa State Bank is pleased to announce that it has been selected as one of Iowa’s Top Workplaces as announced in the Des Moines Sunday Register on Sunday, September 23, according to bank president Tom Larson. The bank ranked fifth in the state for small employers totaling between 35 and 149 employees.

The Top Workplaces are determined . . . → Read More: Iowa State Bank Named Top Workplace

Dos and Don’ts of Credit

DO

DO know the power of credit. Lenders look at your credit history as an indication of your future financial behavior. By using credit wisely, you can build a good credit history — which may make it easier to get loans with low interest rates, rent an apartment, or purchase a car or home.

DO read the . . . → Read More: Dos and Don’ts of Credit

End Summer by Starting a Money Lesson

There’s never been a better time to talk to your kids about money. Before the summer comes to an end and your children gear up to return to school, take time to share some financial insight. The best financial lessons are part of everyday experiences. Look for opportunities to talk about money, read books aloud and . . . → Read More: End Summer by Starting a Money Lesson