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Business Credit Cards

The Visa Signature® Business Rewards Credit Card1 for Iowa State Bank!

Now as a business owner, you want to earn rewards every month and not be concerned about what categories your credit cards points come from.

Every dollar you save is a dollar that falls to your bottom line. With the new Visa Signature® Business Rewards credit card1 you will earn two times points for the top two spend categories each month. That is a smart business move.

Rewards2

  • Earn 2x Points per dollar on purchases in the top two merchant categories each month and 1 Point per dollar on purchases everywhere else Visa is accepted.2
  • No limits...No offers to activate...No categories to remember
  • Online reward redemption available 24/7, 365 days a year.

The Visa Signature Business Rewards credit card1 puts you in the driver's seat of your rewards. Each business has changes in their expenses and needs. Don't be locked into only a couple specific categories of your current credit card. Let it change with your needs.

Other Details

  • Equipped to handle all your mobile wallets!
  • No Annual Fee
  • Competitive Purchase APR
  • Consolidated and Individual Card Billing Options
  • Fraud Protection and Individual Card Limits

Contactless Card

Look, tap, and go with your Visa Signature® Business Rewards contactless credit card.

Contactless Card images

Mobile Wallets

This card is equipped to handle all your mobile wallets.

Mobile Wallet images for business credit card

1. Subject to credit approval. Rates and fees subject to change.

2. The Program Member's Control Account or the Cardholders account (if cards are billed to an individual Cardholder) earn two (2) Points for each dollar on Net Purchases that fall within the top two (2) merchant category codes (MCCs) for that month, based on the total dollar volume of Net Purchases in each category. We will use the MCCs assigned by the Card Network to identify your Net Purchases that qualify for accelerated Points earning. Certain conditions, restrictions, and exclusions apply. See the Visa Signature Business Rewards Program Rules for complete details about the rewards program.

3. APR for Purchases: 0.00% introductory APR for nine months. After that, your Purchase APR will be 19.24% (quote based on the Prime Rate in effect as of June 1, 2024).

4. Within 90 days of opening your new Visa Signature Business credit card account, approved applicants must use their card(s) to make $2,000 in Net Purchases to receive 20,000 bonus points. Bonus point eligibility will be determined by combining Sub Account Net Purchases to the Program Member's Control Account, or by an individual Cardholder's Net Purchases if the individual Cardholder receives a bill. Bonus Points will be applied to your account within 45 days of meeting the spend requirement. The following transactions are excluded from "Purchases" and do not earn rewards points: cash advances, returns, finance charges and credit card interest or fees.

*The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

For more information please contact us at 800-749-7113 or reach out to Card Services at 1-888-494-5141.