Start Saving the Simple Way!
A savings account is the cornerstone of your finances, and you need an account that fits the way you want to save. At Iowa State Bank, we make savings easy -- you can start when you're a kid! If you'd like to discuss your savings strategy and how we can help you succeed, please connect with the personal banking team at Iowa State Bank.Connect With Us
Savings Accounts
| Regular Savings | Money Market Savings | Kool Kat Kids Klub | |
|---|---|---|---|
| Perfect for you if… | You are looking for a flexible savings account that’s easy to start your savings habit! | You want the ultimate in both interest rate earned and accessibility. | You have a child age 3-12 and you want to start a savings account for them that also teaches the value of saving. |
| Benefits & Important Things to Know | Minimum balance of $100; If you drop below the minimum balance, a fee applies. | Minimum balance requirement of $2,500; If you drop below the minimum balance, a fee applies. | A free gift just for signing up! Kids can keep track of balance on special savings cards Exclusive invitations to special activities! We’ll add $1.00 on your child’s birthday through age 12. |
Need More FDIC Coverage?
Ask About ICS Money Market Deposit Accounts+
ICS®, the IntraFi Cash ServiceSM, is a smart, convenient way for bank customers to access multi-million-dollar FDIC protection on large deposits placed into money market deosit accounts. With the ICS service, you can:
- Be rest assured. Make even large deposits eligible for protection that’s backed by the full faith and credit of the federal government.
- Save time. Work directly with just our bank -- a bank you know and trust. Forego opening accounts under different insurable capacities or managing multiple bank relationships. Receive just one monthly statement from us summarizing your account activity and balances. And, if you are accustomed to collateralization, reduce the need to track collateral on an ongoing basis.
- Earn interest. Put excess cash balances to work in interest-bearing savings accounts (money market deposit accounts).
Bank Safe, Bank Smart®.
* Deposit placement through CDARS or ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through CDARS or ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and the IntraFi hexagon and IntraFi logo are service marks, of IntraFi Network LLC.
