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Checking Accounts

Benefits Checking Shield

Checking Accounts with More Convenience!

Our checking accounts are simple to understand and every account offers these conveniences:

  • Free instant issue debit card -- walk in to open an account, walk out with a debit card!
  • Free online banking
  • Free bill payer
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free gifts for referring others
  • Buy back of your debit cards and unused checks from another financial institution up to $10
  • Instant issue debit card

Connect With Us

Iowa State Bank Checking Accounts

Referral Website

Benefits CheckingPremier CheckingAdvantage CheckingCourtesy Checking
Perfect for you if you are…Looking for extra value!Looking for higher interest!Looking to earn interest with the convenience of direct deposit or automatic payment.For those who value paper statements
Get the details here:

Get all of the benefits at BenefitsChecking.com

Benefits Checking Support

CyberScout Identity Theft Resolution service

Roadside assistance

Up to $10,000 accidental death & dismemberment insurance

Cell phone protection

Shopping, dining & travel discounts

eStatements or paper statements included

2 free boxes of ISB single or duplicate checks/year

Low monthly service fee

2 free boxes of ISB single or duplicate checks/year

Higher interest rate with a minimum daily balance of $1,500 or more (ask for current rates). If your balance falls below $1,500 a fee applies.

Free eStatements (paper statement fee applies)

Competitive interest rates (ask for current rates)

No minimum balance requirement

No monthly service charge when you choose eStatements. (paper statement fee applies.)

No minimum balance

No monthly service charge when you choose eStatements. (Paper statement fee applies)

Overdraft Protection

Keep your checking account robust and avoid potential overdraft fees with these overdraft protection choices:

  • Automatic Transfers -  Ask how you can arrange for automatic transfers from another Iowa State Bank account to help manage your checking account.
  • Instant Credit Checking - Access a personal line of credit to avoid overdrafts with Instant Credit Checking. Ask for an application today!