Thanks to an offer from the Federal Home Loan Bank of Des Moines, home buyers or existing homeowners earning up to 80% of area median income (AMI), determined by the Fedeeral Housing Finance Agency's Underserved Areas Data are potentially eligible for Mortgage Rate Relief.

All owner/occupant's income must be considered when determining your eligibility for this interest rate reduction product. This includes any income you may have above what is used to qualify for the mortgage loan.

Qualified applicants will receive an approximate 2% interest rate reduction below the current market rate. This interest rate reduction only applies to 30-year fixed-rate mortgage loans.

Get additional information about other home loan products or to apply online. 

Want to talk to a real person? Contact one of our loan officers:

In Algona:

  • Brenda Hannover, NMLS# 624001
  • Meredith Huber, NMLS# 1965302
  • Ben Kern, NMLS# 928617

In Ruthven:

  • Stacy Bohl, NMLS# 1906201
  • Larry Conlon, NMLS# 623996
  •  Brian Malm, NMLS# 147465